HEALTH AND WELFARE BENEFITS
revised 09/28/2007

• First, click to read the BHEA memo titled "Getting Ready for Open Enrollment for Heath & Welfare Benefits" to get an overview of the open enrollment process for 2008.
   
• Below are three links to tables and charts to help members get ready for the 2008 open enrollment period, currently scheduled from Oct. 15 to Nov. 15.
  • This link provides a detailed comparison of benefits of our current PacifiCare HMO, POS, and PPO plans to some alternative PacifiCare/United Health Care plans.  Most of the alternatives trade lower monthly premiums for higher out-of-pocket costs.  This file was created by SCEET.  Benefits\HealthPlanComparisons2008.pdf.
  • This link provides a detailed comparison of the premium structures of our current PacifiCare HMO, POS, and PPO plans to some alternative PacifiCare/United Health Care plans.  Please note that the premium totals shown in this table include a $9.00 trust fee that is paid for by BHUSD, so employees actually pay $9.00/month less than what's shown on this table.  This file was created by SCEET.  Benefits\HealthRatesSCEET2008.pdf.
  • This link provides a quick comparison of 2007 and proposed 2008 rates for medical, dental and vision premiums.  This file was created by the BHUSD Payroll and Benefits Department.  The premium totals shown in this table have already been adjusted to remove the $9.00 trust fee mentioned above.  Benefits\HealthInsuranceRates2008.pdf.